Water Sports and Surfing

 

(with 20% Travel Insurance Quotes discount included)

 

Water Sports & Surfing Insurance Travel Insurance

H2O and Go Insurance – Enjoy Water Sports and Surfing with Peace of Mind.

Living on the Australian coastline, we Aussies have an inherent love for water. Whether it’s swimming, snorkelling, scuba diving or surfing, water sports are an integral part of our lives.

Go Insurance understands this passion and offers a Water Sports travel insurance extension for those who love to be in, on or under the water on their holidays.

Go Insurance standard travel insurance policy already covers popular water activities.  (Swimming, snorkelling, water skiing, scuba diving* and surfing.)

In case of any medical emergency while enjoying these activities, the policy covers the cost of medical treatment if you are injured while doing these activities.

However, many standard travel insurance policies do not cover loss, theft or damage to water sports equipment like surfboards or scuba gear.

To address this, GO Insurance offer an optional Water Sports extension that provides comprehensive coverage for such equipment. They even cover the cost of emergency equipment hire if your own equipment is lost or damaged.

At times, unfavourable weather conditions can disrupt our plans, and in such cases, they can compensate for any pre-booked boat hire, lessons, passes or excursions that could not be utilised.

Moreover, if you are unable to enjoy your pre-booked water sports activities due to illness or injury, they will cover the expenses.

* Please note that scuba diving is covered, subject to certain conditions. For complete details, please refer to the Product Disclosure Statement below.

So what’s covered in GO Insurance Water Sports extension?

Water Sports Equipment

Compensation for loss, theft or breakage to your water sports equipment, or water sports equipment that has been hired or loaned to you.

Water Sports Equipment Hire

Cover for the cost of hiring water sports equipment if yours is broken, lost, damaged, misdirected or delayed whilst en route to your destination.

Water Sports Passes, Lessons and Excursions

Reimbursement of any water sports pass, excursion, hire or tuition fee necessarily unused due to:

• cancellation
• loss or theft of your pass/voucher or
• cancellation of pre-booked water sports activities due to inclement weather.

Unused Boat Hire Fees

Monetary compensation for each 24-hour period during which it is not possible to use a pre-booked hire boat due to injury, illness or inclement weather conditions.

GO Insurance Water Sports extension explained?

Water Sports Cover can be added if your trip includes boat hire or participation in water sports activities involving equipment.

When selected, it includes:

• Water Sports Equipment – Cover for loss, theft or accidental breakage of your water sports equipment. It also covers hired water sports equipment while it is in your custody and control.
• Equipment hire – Cover for the cost of hiring replacement equipment if your own equipment is lost, stolen, damaged or delayed in transit for at least 12 hours.
• Unused boat hire fees – Cover for pre-booked boat hire that you are unable to use due to illness, injury or inclement weather.
• Passes, lessons and excursions – Cover for the unused portion of pre-booked water sports passes, hire, lessons or excursions if you cannot participate due to a covered event or adverse weather. .

Important:

• Cover does not apply to loss or damage to equipment while it is being used
• Equipment over 5 years old is not covered
• Equipment carried on a vehicle roof rack is not covered
• Claims cannot be made under both this extension and Section 1 for the same cause
• All general policy exclusions continue to apply
• Benefit limits vary depending on your chosen cover level Cover for loss, theft or accidental breakage of your water sports equipment.

Please refer to the Schedule of Benefits in the Product Disclosure Statement (PDS) for full details.

Disclaimer

Travel Insurance Quotes (ABN 21 542 258 313) act an Agent of GO Insurance, which is a registered trading name of Go Unlimited Pty Ltd (ABN 74 149 217 925). Go Unlimited Pty Ltd is an Australian Financial Services Licence Holder (No. 404782) and an approved Lloyd’s coverholder.

We are an authorised distributor of GO insurance, in which Travel Insurance Quotes does not act on your behalf.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the PDS. The Target Market Determination can be found here.

If you purchase this insurance, we will receive a commission that is a percentage of the premium. Please ask us for more details.